Volkswagen Financing in St. Cloud, MN

Located in St. Cloud, Minnesota, Eich Volkswagen is a premier Volkswagen dealership committed to helping local drivers make the most of their driving experience. One way in which we strive to achieve that is through our top-of-the-line auto finance center, which offers a wide selection of Volkswagen financing opportunities for St. Cloud, MN drivers. With the decades of collective experience and extensive connections held by our auto financing experts, we’ve been able to consistently match our customers with low auto loan rates and secure low monthly payments. Our financing services will also help to ensure adequate financing even for those with sub-par credit scores. Whether you’re looking for a low-rate auto loan or an affordable Volkswagen lease, we’ll help to make it happen. Top-quality Volkswagen financing in St. Cloud, MN is just a stone’s throw away; contact Eich VW today to experience the quality of our services first-hand!


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Finance Department

The Basic Components of an Auto Loan from Eich Volkswagen

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Volkswagen Model to Buy
Saint Cloud, MN | Sartell, MN | Elk River, MN

When you have access to the Volkswagen financing services available at Eich VW, you have the power to get behind the wheel of any of the stunning Volkswagen vehicles in our lineup. Whether you’re commuting down I-94, dropping the kids off at school, or exploring the Sherburne National Wildlife Refuge, you can count on our Volkswagen vehicles to go above and beyond. Our selection includes Volkswagen SUVs like the spacious Volkswagen Atlas and athletic Volkswagen Tiguan, as well as economical, urban-focused vehicles like the value-packed Volkswagen Jetta, the sleek Volkswagen Passat, and peppy Volkswagen Beetle. When it comes to versatility, the award-winning Volkswagen Golf SportWagen is tough to beat, while the Volkswagen Golf GTI fuses thrilling performance with next-level practicality. With the Volkswagen financing services available at our finance center, any of these outstanding vehicles can be yours!

How to Apply for Volkswagen Financing at Eich Volkswagen

Eager to get started? Submit an auto financing application today via our website or give us a ring to get in touch with an Eich VW representative. If you have any questions about our Volkswagen financing or Volkswagen lease opportunities, don’t hesitate to call our sales line or swing by in person at our Volkswagen dealership in St. Cloud, MN. We hope to see you soon and we look forward to helping you finance your next vehicle!

Here are the lenders we work with to secure financing:

  • Ally
  • AmeriCredit
  • Bank of the West
  • BMO Harris Bank N. A.
  • Capital One Auto Finance
  • Chase
  • Citizens One Auto Finance
  • Crescent Bank
  • Exeter Finance
  • Fifth Third Bank
  • Huntington National Bank
  • Mazda Capital Services
  • Members Cooperative Credit Union
  • Regional Acceptance
  • Santander Auto Finance
  • St. Cloud Federal Credit Union
  • TopLine Financial Federal Credit Union
  • U.S. Bank
  • Volkswagen Credit
  • Wells Fargo Auto


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Dealership Hours
Mon – Thurs 8:00am – 8:00pm
Friday 8:00am – 6:00pm
Saturday 8:00am – 5:00pm
Sunday Closed